Long Term Rental Financing

0-year loans for rental properties.

Criteria:

• Collateral: Non-owner occupied 1–4 family, condos, townhomes, PUDs
   
• Term: 30 years
   
• Loan Amount: $65,000 – $2M
   
• LTV:
   
  • Purchase: Lesser of 75% as-is or 75% loan-to-cost
     
  • Refinance: Up to 75% as-is value
     
  • Cash-out: Up to 70% as-is value
     
• Property Value: Must be > $100,000
   
• DSCR: ≥ 1.20
   
• Credit Score: 680 minimum